Accidents are the leading cause of death for Americans under the age of 40, and the 5th leading cause for people of all ages. Over 52% of all medical costs are due to accidental injury. In addition there is more concern today about the cost of critical illness and how to cope with the expense. We have added a $5,000 Critical Illness Plan to our award winning $5,000 Accident Protection Plus to help with the costs should a critical illness effect you.

$52.95 per month Member/ $84.95 Member and Spouse,   
$30.00 one time enrollment fee

$7,500 Critical Illness benefit: DETAILS...

Heart Attach, Stroke, Kidney (renal) failure, life threatening cancer, coma, loss of site, major organ transplant, paralysis quadriplegia, and others.

$7,500 Primary Accident Medical Expense Insurance per occurrence… DETAILS...
A “Primary” Plan pays for covered medical expenses from the first Dollar, without regard to payments made by other insurance up to the policy (benefit limit) maximum. A $100 deductible per occurrence applies.

Accidental Death and Dismemberment - $25,000 principal amount DETAILS...

Plus the following association benefits DETAILS...

• Internet and Personal Identity Theft Protection
• 5-Tiered Rx Prescription Drug Card, USA Mail order Pharmacy
• International Mail order Pharmacy
• Prescription Drug Assistance Program
• Access to Medical and Dental Financing
• Access to Savings of 20% up to 80% for Pre-payment on Lab and Diagnostic Testing
• Program for Financial Liability Management
• And access too many more consumer and healthcare benefits!

Association membership is guaranteed for the $7,500 accident and Critical Illness plans.

There are no health questions and no underwriting. All occupations are accepted except one...coverage is not provided while working as a flight attendant on a commercial flight.

The accident insurance can be used at any doctor’s office, urgent care facility, medical clinic or hospital emergency room. 

There is no limit on use…the coverage is up to $7,500 per occurrence ($100 per occurrence deductible applies). 

Accident Insurance is an important benefit that should be included with a high deductible plan or anyone that can’t afford or has been denied traditional health insurance.

This is not Basic health Insurance.

The offer includes discounts and /or services plus added Accident and Critical Illness insurance. None of these, individually or in combination are a substitute for basic health insurance coverage, major medical insurance or any other medical expense reimbursement insurance plan.

NOT Available in New York & Oregon